Repair and Home Grant/Loan Assistance

• Assistance with completing loan applications for FHA, Traditional Banks, USDA 502 home loans and 504 repair loans (new roof, siding, windows, furnace…)
• USDA 504 grants (must be 62+ for health and safety hazards and accessibility) – all income based.
• Ameren Home Efficiency Grant/Loan Program– all income based.
• REHAB, Handicap Accessibility Program, Community Development Block Grants/Loan – income based.
• Traditional Banks/Credit Unions

Housing Counseling/Financial Coach

• Pre-Purchase Home Buyer Education workshops – Home Buying Process
  o Examples – Realizing the American Dream at Lake Land College
• Pre-Purchase Home Buyer Education counseling (one on one)
• Budget and Credit workshops – Budget and Credit 101 – Understanding how it works
  o Example – Budget and Credit 101 at Lake Land College , Head Start Parents, Pathway for Hope
  and Vets at Salvation Army, GED students, the “Hulk” for 5 th grade students
• Budget and Credit counseling (one on one) – Creating a Budget with your personal information
• Lunch and Learn (I come to your business and while you eat your lunch, I present a workshop) – Less
  stressed employees are better employees
• Post Purchase counseling – repairs for homes
• Delinquency/Foreclosure Prevention Counseling – Working with clients and lenders